WILL THEY EVER LEARN? I had an interesting conversation recently. A man said the market price of his home had increased during the current REAL ESTATE BUBBLE. He said he was going to GO INTO DEBT and BORROW against the increased equity in his home. I pointed out to him that, before the STOCK MARKET CRASH of 1929, people were using the increased equity in their stock portfolios to borrow. As long as the market kept going up, the DAY OF RECKONING was not yet at hand, BUT WHEN THE MARKET CRASHED...He replied that he would NEVER borrow against his stock portfolio. "That would be like GAMBLING!", he said. He added, "I'm VERY CONSERVATIVE!" I said, "So instead, you are USING YOUR HOME AS A CREDIT CARD!" I NEVER THOUGHT OF IT LIKE THAT!", he answered.  For a FREE sample of THE GOLDEN SHIELD NEWSLETTER, Call Whitehurst International at 1-888-892-6238     1-888-8-XANADU  Ask for George